My Current for My Sinking Funds and Cash Envelopes System In this post I will show you what I currently use for both my sinking fund and cash envelope system. Where to find them and their pricing. Cash Envelope System My first binder is for my cash envelope, I currently use an A6 binder which…
Cash Envelope System How does the Cash Envelope System Work? The basic principles of using cash envelopes are to: Write Down Your Spending Categories First make a basic budget! There are many budget-friendly worksheets out there. Choose a free one and fill it out every month. Next, take a few minutes and think of everything you…
Sinking Funds What Is a Sinking Fund? A sinking fund is a justification fund containing money set aside or saved to pay off a liability or large expense. You can have several savings funds with limited or unlimited amounts. The amount of sinking funds is up to you. I suggest starting small with 2 to…